Compound III

Compound III (Comet) is a lending protocol in which each market lends one base asset, such as USDC or ETH, against several collateral assets. It is a redesign of the earlier Compound money markets and is governed by COMP holders.

Other versions of this protocol: Compound V2 (legacy).

Rating C: 6 restrictions: 5 countries + Wallet screening. Lending · Ethereum, Arbitrum, Base, Polygon, Optimism, Scroll, Mantle, Linea, Unichain, Ronin.

Official app: app.compound.xyz. Frontend code: github.com/compound-finance/webb3-frontend.

Restrictions

  • Geo Block: yes. app.compound.xyz answers HTTP 403 with a geo-block notice to some countries (the Terms reserve IP-based geo-blocking). The countries are those of the live probe (see the observations; 2026-10-12: CD, IQ, MM, SD, SS, ZW; four sanctioned countries got Cloudflare's block page without geo wording). Blocked countries: Myanmar (Burma), South Sudan, Sudan, Zimbabwe, Congo - Kinshasa.
  • Feature Block: no.
  • Wallet screening: yes. hardcoded list of 38 addresses, incl. the Tornado Cash router 0x8589…DA16 (TC delisted from SDN in 2025, still blocked here) Where it runs: frontend. Fail mode: not applicable.
  • VPN / Tor detection: ToS only.
  • Terms of Service: www.compound.xyz/terms-of-service, Last updated 2026-08-11. generic OFAC/UN/UK/EU + Foundation discretion.

Notes

Static list in src/helpers/sanctions.ts. Legacy v2 UI: compound-finance/palisade.

Live checks

  • WebFetch (US): normal page
  • app.compound.finance -> app.compound.xyz (domain moved, 2026-10-10)

Evidence

Checked 2026-10-28. All interfaces · Methodology